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RPPTL Insurance & Surety Committee

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Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

FD
Fred Dudley
Tue, Feb 16, 2016 6:51 PM

This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer.

I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that:

  1.  Public adjusters must be LICENSED (by Department of Financial Services); and,
    
  2.  A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it.
    

Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits.

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary cwright@carltonfields.com; Fred Dudley dudley@mylicenselaw.com
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division.  I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week.  If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her.

Thank you,

Michael

[cid:image002.png@01D168C1.2CA14B80]http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.commailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others.  If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Frederick R. Dudley (Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com) <Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims.  Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association.  We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:
Dial-in Information:              Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendancehttps://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform
Click to See Other Attendeeshttps://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628

We look forward to the call on Tuesday.

Regards,
Scott

[Carlton Fields, P.A.]
Scott Pence
Attorney at Law
Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

spence@carltonfields.commailto:spence@carltonfields.com |  www.carltonfields.comhttp://www.carltonfields.com/
biohttp://www.carltonfields.com/spence/ | vcardhttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7 | linkedinhttp://www.linkedin.com/in/pencescott

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.

This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org Cc: Wright, Wm. Cary <cwright@carltonfields.com>; Fred Dudley <dudley@mylicenselaw.com> Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael [cid:image002.png@01D168C1.2CA14B80]<http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com<mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Frederick R. Dudley (Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>) <Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>> Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform> Click to See Other Attendees<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott [Carlton Fields, P.A.] Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 spence@carltonfields.com<mailto:spence@carltonfields.com> | www.carltonfields.com<http://www.carltonfields.com/> bio<http://www.carltonfields.com/spence/> | vcard<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.
RF
Robert Friedman
Tue, Feb 16, 2016 7:04 PM

I agree 100% with Fred.  The proposed change to 627.428 to make recovery of
attorneys fees discretionary ("may" rather than "shall") is also a terrible
idea that the committee should oppose if we wish to take a position.

Robert H. Friedman

Friedman P.A.

340 Royal Poinciana Way, Suite 317-202

Palm Beach, FL 33480

Phone: 561-800-2110

Fax: 561-246-3413

http://www.friedmanpa.com/ www.friedmanpa.com

http://www.insurancelawflorida.com/ www.insurancelawflorida.com

From: liability_insurance-bounces@lists.flabarrpptl.org
[mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred
Dudley
Sent: Tuesday, February 16, 2016 1:52 PM
To: Michael G. Meyer MMeyer@allendell.com;
liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary cwright@carltonfields.com
Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety
Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

This is a horrible bill because it interferes with the insured's right to
select a contractor (and public adjuster) to make repairs. Citizens Property
Insurance is really pushing this bill, because they HATE public adjusters,
who often disagree with the repair estimates of the insurer.

I'm not suggesting that there has been no consumer harm in some cases where
post-loss benefits have been assigned to "flight-by-night" scam artists.
However, I would point out that:

  1.  Public adjusters must be LICENSED (by Department of Financial
    

Services); and,

  1.  A just-released data call by the Office of Insurance (Mr. McCarthy)
    

concludes that these is NO PROOF that an assignment of benefits is harmful
to consumers; I have a copy of this report if anyone would like to see it.

Accordingly, I strongly recommend that we OPPOSE this bill in its current
form, and ANY unreasonable restrictions on the contractual right to assign
benefits.

Fred R. Dudley, Partner

Board Certified Construction Lawyer

Dudley, Sellers, Healy & Heath, P. L.

SunTrust Financial Center, Suite 301

3522 Thomasville Road

Tallahassee, Florida 32308

Cell: (850) 294-3471

Direct: (850)692-6368

dudley@mylicenselaw.com mailto:dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.org
mailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.com
mailto:cwright@carltonfields.com >; Fred Dudley <dudley@mylicenselaw.com
mailto:dudley@mylicenselaw.com >
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call

  • TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of
rights under insurance policies, that Ms. Miller was discussing on today's
call. Our Committee should probably review this bill and analyze whether we
want to propose taking a formal position on it with the Section/RP Division.
I'll go ahead and review it, and if anyone else is interested, let me know
and we can exchange thoughts on it and consider how to proceed with
informing the Division/Section at the upcoming Executive Council meeting
next week.  If anyone has any additional questions for Ms. Miller regarding
the matters she discussed today, please let me know and I can pass them
along or put you in touch with her.

Thank you,

Michael

http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.com mailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential.
It should not be disseminated to others.  If received in error, please
immediately reply that you have received this communication in error and
then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.org
mailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.com
mailto:cwright@carltonfields.com >; Frederick R. Dudley
(Dudley@mylicenselaw.com mailto:Dudley@mylicenselaw.com )
<Dudley@mylicenselaw.com mailto:Dudley@mylicenselaw.com >; Michael G.
Meyer <MMeyer@allendell.com mailto:MMeyer@allendell.com >
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call -
TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a
holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 -
beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday's call; and (2)
Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about
current insurance industry trends, including possible upcoming legislation
or other agency action against bad faith claims.  Ms. Miller is the CEO of
her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief
Financial Officer and Chief of Staff for the Florida Department of Financial
Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office
of Insurance Regulation, and as Director of Corporate Relations for an Ernst
& Young municipal bond investor relations affiliate. Ms. Miller was also the
Office of Insurance Regulation's Board Liaison to many quasi-governmental
entities including Citizens Property Insurance Corporation, The Florida
Automobile Joint Underwriting Association, The Medical Malpractice Joint
Underwriting Association, the Workers' Compensation Insurance Guaranty
Association and the Florida Insurance Guaranty Association.  We will forward
copies of Ms. Miller's materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:

Dial-in Information:              Dial-in: 888-376-5050

                                           Pin: 7854216320#

                                           Moderator: 36802# (Moderator

Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendance
<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsr
o/viewform>

Click to See Other Attendees
<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQj
wIX3__OE/edit#gid=248966628>

We look forward to the call on Tuesday.

Regards,

Scott

Scott Pence
Attorney at Law

Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

mailto:spence@carltonfields.com spence@carltonfields.com |
http://www.carltonfields.com/ www.carltonfields.com
http://www.carltonfields.com/spence/ bio |
<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorne
y=7> vcard |  http://www.linkedin.com/in/pencescott linkedin

Confidential: This e-mail contains a communication protected by the
attorney-client privilege or constitutes work product.  If you do not expect
such a communication please delete this message without reading it or any
attachment and then notify the sender of this inadvertent delivery.

I agree 100% with Fred. The proposed change to 627.428 to make recovery of attorneys fees discretionary ("may" rather than "shall") is also a terrible idea that the committee should oppose if we wish to take a position. Robert H. Friedman Friedman P.A. 340 Royal Poinciana Way, Suite 317-202 Palm Beach, FL 33480 Phone: 561-800-2110 Fax: 561-246-3413 <http://www.friedmanpa.com/> www.friedmanpa.com <http://www.insurancelawflorida.com/> www.insurancelawflorida.com From: liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley Sent: Tuesday, February 16, 2016 1:52 PM To: Michael G. Meyer <MMeyer@allendell.com>; liability_insurance@lists.flabarrpptl.org Cc: Wright, Wm. Cary <cwright@carltonfields.com> Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com <mailto:dudley@mylicenselaw.com> From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org <mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com <mailto:cwright@carltonfields.com> >; Fred Dudley <dudley@mylicenselaw.com <mailto:dudley@mylicenselaw.com> > Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael <http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com <mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org <mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com <mailto:cwright@carltonfields.com> >; Frederick R. Dudley (Dudley@mylicenselaw.com <mailto:Dudley@mylicenselaw.com> ) <Dudley@mylicenselaw.com <mailto:Dudley@mylicenselaw.com> >; Michael G. Meyer <MMeyer@allendell.com <mailto:MMeyer@allendell.com> > Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance <https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsr o/viewform> Click to See Other Attendees <https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQj wIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 <mailto:spence@carltonfields.com> spence@carltonfields.com | <http://www.carltonfields.com/> www.carltonfields.com <http://www.carltonfields.com/spence/> bio | <http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorne y=7> vcard | <http://www.linkedin.com/in/pencescott> linkedin Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.
MB
Mark Boyle
Tue, Feb 16, 2016 7:05 PM

I strongly agree the bill should be opposed!

Sent from my iPhone

On Feb 16, 2016, at 1:52 PM, Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com> wrote:

This is a horrible bill because it interferes with the insured’s right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer.

I’m not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to “flight-by-night” scam artists. However, I would point out that:

  1.  Public adjusters must be LICENSED (by Department of Financial Services); and,
    
  2.  A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it.
    

Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits.

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.commailto:dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com>
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today’s call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division.  I’ll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week.  If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her.

Thank you,

Michael

<image002.png>http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.commailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others.  If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Frederick R. Dudley (Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com) <Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday’s call; and (2) Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims.  Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation’s Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers’ Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association.  We will forward copies of Ms. Miller’s materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:
Dial-in Information:              Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendancehttps://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform
Click to See Other Attendeeshttps://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628

We look forward to the call on Tuesday.

Regards,
Scott

<image003.jpg>
Scott Pence
Attorney at Law
Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

spence@carltonfields.commailto:spence@carltonfields.com |  www.carltonfields.comhttp://www.carltonfields.com/
biohttp://www.carltonfields.com/spence/ | vcardhttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7 | linkedinhttp://www.linkedin.com/in/pencescott

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.


Liability_Insurance mailing list
Liability_Insurance@lists.flabarrpptl.orgmailto:Liability_Insurance@lists.flabarrpptl.org
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I strongly agree the bill should be opposed! Sent from my iPhone On Feb 16, 2016, at 1:52 PM, Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> wrote: This is a horrible bill because it interferes with the insured’s right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I’m not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to “flight-by-night” scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com> From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today’s call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I’ll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael <image002.png><http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com<mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Frederick R. Dudley (Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>) <Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>> Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday’s call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation’s Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers’ Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller’s materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform> Click to See Other Attendees<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott <image003.jpg> Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 spence@carltonfields.com<mailto:spence@carltonfields.com> | www.carltonfields.com<http://www.carltonfields.com/> bio<http://www.carltonfields.com/spence/> | vcard<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery. _______________________________________________ Liability_Insurance mailing list Liability_Insurance@lists.flabarrpptl.org<mailto:Liability_Insurance@lists.flabarrpptl.org> http://mailman.fsr.com/mailman/listinfo/liability_insurance
AA
Amanda Anderson
Tue, Feb 16, 2016 7:10 PM

Agreed! That's horrendous on many levels

Sent from my iPhone. Please excuse any typos.

Amanda K. Anderson, Esq.

Boyle, Gentile & Leonard, P. A.
2050 McGregor Blvd.
Fort Myers, FL 33901
(239) 337-1303

On Feb 16, 2016, at 12:06 PM, Mark Boyle <mboyle@boylegentilelaw.commailto:mboyle@boylegentilelaw.com> wrote:

I strongly agree the bill should be opposed!

Sent from my iPhone

On Feb 16, 2016, at 1:52 PM, Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com> wrote:

This is a horrible bill because it interferes with the insured’s right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer.

I’m not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to “flight-by-night” scam artists. However, I would point out that:

  1.  Public adjusters must be LICENSED (by Department of Financial Services); and,
    
  2.  A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it.
    

Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits.

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.commailto:dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com>
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today’s call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division.  I’ll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week.  If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her.

Thank you,

Michael

<image002.png>http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.commailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others.  If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Frederick R. Dudley (Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com) <Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday’s call; and (2) Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims.  Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation’s Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers’ Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association.  We will forward copies of Ms. Miller’s materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:
Dial-in Information:              Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendancehttps://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform
Click to See Other Attendeeshttps://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628

We look forward to the call on Tuesday.

Regards,
Scott

<image003.jpg>
Scott Pence
Attorney at Law
Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

spence@carltonfields.commailto:spence@carltonfields.com |  www.carltonfields.comhttp://www.carltonfields.com/
biohttp://www.carltonfields.com/spence/ | vcardhttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7 | linkedinhttp://www.linkedin.com/in/pencescott

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.


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http://mailman.fsr.com/mailman/listinfo/liability_insurance


Liability_Insurance mailing list
Liability_Insurance@lists.flabarrpptl.orgmailto:Liability_Insurance@lists.flabarrpptl.org
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Agreed! That's horrendous on many levels Sent from my iPhone. Please excuse any typos. Amanda K. Anderson, Esq. Boyle, Gentile & Leonard, P. A. 2050 McGregor Blvd. Fort Myers, FL 33901 (239) 337-1303 On Feb 16, 2016, at 12:06 PM, Mark Boyle <mboyle@boylegentilelaw.com<mailto:mboyle@boylegentilelaw.com>> wrote: I strongly agree the bill should be opposed! Sent from my iPhone On Feb 16, 2016, at 1:52 PM, Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> wrote: This is a horrible bill because it interferes with the insured’s right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I’m not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to “flight-by-night” scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com> From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today’s call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I’ll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael <image002.png><http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com<mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Frederick R. Dudley (Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>) <Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>> Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday’s call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation’s Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers’ Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller’s materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform> Click to See Other Attendees<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott <image003.jpg> Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 spence@carltonfields.com<mailto:spence@carltonfields.com> | www.carltonfields.com<http://www.carltonfields.com/> bio<http://www.carltonfields.com/spence/> | vcard<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery. _______________________________________________ Liability_Insurance mailing list Liability_Insurance@lists.flabarrpptl.org<mailto:Liability_Insurance@lists.flabarrpptl.org> http://mailman.fsr.com/mailman/listinfo/liability_insurance _______________________________________________ Liability_Insurance mailing list Liability_Insurance@lists.flabarrpptl.org<mailto:Liability_Insurance@lists.flabarrpptl.org> http://mailman.fsr.com/mailman/listinfo/liability_insurance
TG
Trey Goldman
Tue, Feb 16, 2016 9:46 PM

Fred, is this the letter (report) you referred to below?

http://www.floir.com/PressReleases/viewmediarelease.aspx?id=2144

Trey Goldman

Legislative Counsel | FloridaRealtors(r)
200 South Monroe Street, Tallahassee, FL 32301
talk: 850.224.1400 x2505
direct: 850.521.3277
visit: http://www.floridarealtors.orghttp://www.floridarealtors.org/
Facebook: http://www.floridarealtors.org/facebook
Twitter: http://www.floridarealtors.org/twitter
The Voice for Real Estate(r) in Florida

From: liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley
Sent: Tuesday, February 16, 2016 1:52 PM
To: Michael G. Meyer; liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary
Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer.

I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that:

  1.  Public adjusters must be LICENSED (by Department of Financial Services); and,
    
  2.  A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it.
    

Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits.

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.commailto:dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com>
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division.  I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week.  If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her.

Thank you,

Michael

[cid:image001.png@01D168D9.9FD2CF80]http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.commailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others.  If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Frederick R. Dudley (Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com) <Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims.  Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association.  We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:
Dial-in Information:              Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendancehttps://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform
Click to See Other Attendeeshttps://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628

We look forward to the call on Tuesday.

Regards,
Scott

[Carlton Fields, P.A.]
Scott Pence
Attorney at Law
Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

spence@carltonfields.commailto:spence@carltonfields.com |  www.carltonfields.comhttp://www.carltonfields.com/
biohttp://www.carltonfields.com/spence/ | vcardhttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7 | linkedinhttp://www.linkedin.com/in/pencescott

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.

Fred, is this the letter (report) you referred to below? http://www.floir.com/PressReleases/viewmediarelease.aspx?id=2144 Trey Goldman Legislative Counsel | FloridaRealtors(r) 200 South Monroe Street, Tallahassee, FL 32301 talk: 850.224.1400 x2505 direct: 850.521.3277 visit: http://www.floridarealtors.org<http://www.floridarealtors.org/> Facebook: http://www.floridarealtors.org/facebook Twitter: http://www.floridarealtors.org/twitter The Voice for Real Estate(r) in Florida From: liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley Sent: Tuesday, February 16, 2016 1:52 PM To: Michael G. Meyer; liability_insurance@lists.flabarrpptl.org Cc: Wright, Wm. Cary Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com> From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael [cid:image001.png@01D168D9.9FD2CF80]<http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com<mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Frederick R. Dudley (Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>) <Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>> Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform> Click to See Other Attendees<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott [Carlton Fields, P.A.] Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 spence@carltonfields.com<mailto:spence@carltonfields.com> | www.carltonfields.com<http://www.carltonfields.com/> bio<http://www.carltonfields.com/spence/> | vcard<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.
FD
Fred Dudley
Tue, Feb 16, 2016 9:55 PM

Exactly. I read it this week and it makes NO CASE for restricting assignment of benefits that I can see; in fact, just the opposite. Do you agree?

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.com

From: Trey Goldman [mailto:treyg@floridarealtors.org]
Sent: Tuesday, February 16, 2016 4:47 PM
To: Fred Dudley dudley@mylicenselaw.com; Michael G. Meyer MMeyer@allendell.com; liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary cwright@carltonfields.com
Subject: RE: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Fred, is this the letter (report) you referred to below?

http://www.floir.com/PressReleases/viewmediarelease.aspx?id=2144

Trey Goldman

Legislative Counsel | FloridaRealtors(r)
200 South Monroe Street, Tallahassee, FL 32301
talk: 850.224.1400 x2505
direct: 850.521.3277
visit: http://www.floridarealtors.orghttp://www.floridarealtors.org/
Facebook: http://www.floridarealtors.org/facebook
Twitter: http://www.floridarealtors.org/twitter
The Voice for Real Estate(r) in Florida

From: liability_insurance-bounces@lists.flabarrpptl.orgmailto:liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley
Sent: Tuesday, February 16, 2016 1:52 PM
To: Michael G. Meyer; liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary
Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer.

I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that:

  1.  Public adjusters must be LICENSED (by Department of Financial Services); and,
    
  2.  A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it.
    

Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits.

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.commailto:dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com>
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division.  I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week.  If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her.

Thank you,

Michael

[cid:image001.png@01D168DA.DC540C70]http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.commailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others.  If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Frederick R. Dudley (Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com) <Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims.  Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association.  We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:
Dial-in Information:              Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendancehttps://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform
Click to See Other Attendeeshttps://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628

We look forward to the call on Tuesday.

Regards,
Scott

[Carlton Fields, P.A.]
Scott Pence
Attorney at Law
Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

spence@carltonfields.commailto:spence@carltonfields.com |  www.carltonfields.comhttp://www.carltonfields.com/
biohttp://www.carltonfields.com/spence/ | vcardhttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7 | linkedinhttp://www.linkedin.com/in/pencescott

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.

Exactly. I read it this week and it makes NO CASE for restricting assignment of benefits that I can see; in fact, just the opposite. Do you agree? Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com From: Trey Goldman [mailto:treyg@floridarealtors.org] Sent: Tuesday, February 16, 2016 4:47 PM To: Fred Dudley <dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.com>; liability_insurance@lists.flabarrpptl.org Cc: Wright, Wm. Cary <cwright@carltonfields.com> Subject: RE: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Fred, is this the letter (report) you referred to below? http://www.floir.com/PressReleases/viewmediarelease.aspx?id=2144 Trey Goldman Legislative Counsel | FloridaRealtors(r) 200 South Monroe Street, Tallahassee, FL 32301 talk: 850.224.1400 x2505 direct: 850.521.3277 visit: http://www.floridarealtors.org<http://www.floridarealtors.org/> Facebook: http://www.floridarealtors.org/facebook Twitter: http://www.floridarealtors.org/twitter The Voice for Real Estate(r) in Florida From: liability_insurance-bounces@lists.flabarrpptl.org<mailto:liability_insurance-bounces@lists.flabarrpptl.org> [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley Sent: Tuesday, February 16, 2016 1:52 PM To: Michael G. Meyer; liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com> From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael [cid:image001.png@01D168DA.DC540C70]<http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com<mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Frederick R. Dudley (Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>) <Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>> Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform> Click to See Other Attendees<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott [Carlton Fields, P.A.] Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 spence@carltonfields.com<mailto:spence@carltonfields.com> | www.carltonfields.com<http://www.carltonfields.com/> bio<http://www.carltonfields.com/spence/> | vcard<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.
BP
Bruce Partington
Tue, Feb 16, 2016 10:09 PM

I concur with Fred, and with the Robert's comment below regarding 627.428.

Bruce D. Partington
Clark, Partington, Hart, Larry
Bond & Stackhouse
bpartington@cphlaw.commailto:bpartington@cphlaw.com
Direct: 850-432-1399
Fax: 850-432-7340
*Board Certified in Construction Law

From: liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Robert Friedman
Sent: Tuesday, February 16, 2016 1:04 PM
To: 'Fred Dudley' dudley@mylicenselaw.com; 'Michael G. Meyer' MMeyer@allendell.com; liability_insurance@lists.flabarrpptl.org
Cc: 'Wright, Wm. Cary' cwright@carltonfields.com
Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

I agree 100% with Fred.  The proposed change to 627.428 to make recovery of attorneys fees discretionary ("may" rather than "shall") is also a terrible idea that the committee should oppose if we wish to take a position.

Robert H. Friedman
Friedman P.A.
340 Royal Poinciana Way, Suite 317-202
Palm Beach, FL 33480
Phone: 561-800-2110
Fax: 561-246-3413
www.friedmanpa.comhttp://www.friedmanpa.com/
www.insurancelawflorida.comhttp://www.insurancelawflorida.com/

From: liability_insurance-bounces@lists.flabarrpptl.orgmailto:liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley
Sent: Tuesday, February 16, 2016 1:52 PM
To: Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>; liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>
Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer.

I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that:

  1.   Public adjusters must be LICENSED (by Department of Financial Services); and,
    
  2.   A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it.
    

Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits.

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.commailto:dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com>
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division.  I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week.  If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her.

Thank you,

Michael

[cid:image001.png@01D168D4.1F1859A0]http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.commailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others.  If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Frederick R. Dudley (Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com) <Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims.  Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association.  We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:
Dial-in Information:              Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendancehttps://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform
Click to See Other Attendeeshttps://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628

We look forward to the call on Tuesday.

Regards,
Scott

[Carlton Fields, P.A.]
Scott Pence
Attorney at Law
Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

spence@carltonfields.commailto:spence@carltonfields.com |  www.carltonfields.comhttp://www.carltonfields.com/
biohttp://www.carltonfields.com/spence/ | vcardhttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7 | linkedinhttp://www.linkedin.com/in/pencescott

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.

I concur with Fred, and with the Robert's comment below regarding 627.428. Bruce D. Partington Clark, Partington, Hart, Larry Bond & Stackhouse bpartington@cphlaw.com<mailto:bpartington@cphlaw.com> Direct: 850-432-1399 Fax: 850-432-7340 *Board Certified in Construction Law From: liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Robert Friedman Sent: Tuesday, February 16, 2016 1:04 PM To: 'Fred Dudley' <dudley@mylicenselaw.com>; 'Michael G. Meyer' <MMeyer@allendell.com>; liability_insurance@lists.flabarrpptl.org Cc: 'Wright, Wm. Cary' <cwright@carltonfields.com> Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon I agree 100% with Fred. The proposed change to 627.428 to make recovery of attorneys fees discretionary ("may" rather than "shall") is also a terrible idea that the committee should oppose if we wish to take a position. Robert H. Friedman Friedman P.A. 340 Royal Poinciana Way, Suite 317-202 Palm Beach, FL 33480 Phone: 561-800-2110 Fax: 561-246-3413 www.friedmanpa.com<http://www.friedmanpa.com/> www.insurancelawflorida.com<http://www.insurancelawflorida.com/> From: liability_insurance-bounces@lists.flabarrpptl.org<mailto:liability_insurance-bounces@lists.flabarrpptl.org> [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley Sent: Tuesday, February 16, 2016 1:52 PM To: Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>>; liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>> Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com> From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael [cid:image001.png@01D168D4.1F1859A0]<http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com<mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Frederick R. Dudley (Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>) <Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>> Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform> Click to See Other Attendees<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott [Carlton Fields, P.A.] Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 spence@carltonfields.com<mailto:spence@carltonfields.com> | www.carltonfields.com<http://www.carltonfields.com/> bio<http://www.carltonfields.com/spence/> | vcard<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.
TG
Trey Goldman
Tue, Feb 16, 2016 11:55 PM

I have not had a chance to read it yet.

SB 596 was on the agenda for today's Senate Judiciary Committee, but it was not considered.

Trey Goldman

Legislative Counsel | FloridaRealtors(r)
200 South Monroe Street, Tallahassee, FL 32301
talk: 850.224.1400 x2505
direct: 850.521.3277
visit: http://www.floridarealtors.orghttp://www.floridarealtors.org/
Facebook: http://www.floridarealtors.org/facebook
Twitter: http://www.floridarealtors.org/twitter
The Voice for Real Estate(r) in Florida

From: Fred Dudley [mailto:dudley@mylicenselaw.com]
Sent: Tuesday, February 16, 2016 4:56 PM
To: Trey Goldman; Michael G. Meyer; liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary
Subject: RE: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Exactly. I read it this week and it makes NO CASE for restricting assignment of benefits that I can see; in fact, just the opposite. Do you agree?

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.commailto:dudley@mylicenselaw.com

From: Trey Goldman [mailto:treyg@floridarealtors.org]
Sent: Tuesday, February 16, 2016 4:47 PM
To: Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>; liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>
Subject: RE: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Fred, is this the letter (report) you referred to below?

http://www.floir.com/PressReleases/viewmediarelease.aspx?id=2144

Trey Goldman

Legislative Counsel | FloridaRealtors(r)
200 South Monroe Street, Tallahassee, FL 32301
talk: 850.224.1400 x2505
direct: 850.521.3277
visit: http://www.floridarealtors.orghttp://www.floridarealtors.org/
Facebook: http://www.floridarealtors.org/facebook
Twitter: http://www.floridarealtors.org/twitter
The Voice for Real Estate(r) in Florida

From: liability_insurance-bounces@lists.flabarrpptl.orgmailto:liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley
Sent: Tuesday, February 16, 2016 1:52 PM
To: Michael G. Meyer; liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary
Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer.

I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that:

  1.  Public adjusters must be LICENSED (by Department of Financial Services); and,
    
  2.  A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it.
    

Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits.

Fred R. Dudley, Partner
Board Certified Construction Lawyer
Dudley, Sellers, Healy & Heath, P. L.
SunTrust Financial Center, Suite 301
3522 Thomasville Road
Tallahassee, Florida 32308
Cell: (850) 294-3471
Direct: (850)692-6368
dudley@mylicenselaw.commailto:dudley@mylicenselaw.com

From: Michael G. Meyer [mailto:MMeyer@allendell.com]
Sent: Tuesday, February 16, 2016 1:29 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Fred Dudley <dudley@mylicenselaw.commailto:dudley@mylicenselaw.com>
Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

All,

Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division.  I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week.  If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her.

Thank you,

Michael

[cid:image001.png@01D168EB.8F1A8C20]http://www.allendell.com

Michael G. Meyer

202 South Rome Avenue, Suite 100

Tampa, Florida 33606

MMeyer@allendell.commailto:MMeyer@allendell.com

Telephone: (813) 223-5351

Facsimile:  (813) 769-3954

CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others.  If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you.

From: Pence, Scott [mailto:spence@carltonfields.com]
Sent: Friday, February 12, 2016 5:13 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Wright, Wm. Cary <cwright@carltonfields.commailto:cwright@carltonfields.com>; Frederick R. Dudley (Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com) <Dudley@mylicenselaw.commailto:Dudley@mylicenselaw.com>; Michael G. Meyer <MMeyer@allendell.commailto:MMeyer@allendell.com>
Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon

Folks,

This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon.

Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting.

Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims.  Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association.  We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call.

February 16, 2016 Meeting Information:
Dial-in Information:              Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)

Attendance:                          Click to Record Your Attendancehttps://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform
Click to See Other Attendeeshttps://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628

We look forward to the call on Tuesday.

Regards,
Scott

[Carlton Fields, P.A.]
Scott Pence
Attorney at Law
Board Certified in Construction Law by The Florida Bar

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4322 | Fax:  813.229.4133

spence@carltonfields.commailto:spence@carltonfields.com |  www.carltonfields.comhttp://www.carltonfields.com/
biohttp://www.carltonfields.com/spence/ | vcardhttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7 | linkedinhttp://www.linkedin.com/in/pencescott

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.

I have not had a chance to read it yet. SB 596 was on the agenda for today's Senate Judiciary Committee, but it was not considered. Trey Goldman Legislative Counsel | FloridaRealtors(r) 200 South Monroe Street, Tallahassee, FL 32301 talk: 850.224.1400 x2505 direct: 850.521.3277 visit: http://www.floridarealtors.org<http://www.floridarealtors.org/> Facebook: http://www.floridarealtors.org/facebook Twitter: http://www.floridarealtors.org/twitter The Voice for Real Estate(r) in Florida From: Fred Dudley [mailto:dudley@mylicenselaw.com] Sent: Tuesday, February 16, 2016 4:56 PM To: Trey Goldman; Michael G. Meyer; liability_insurance@lists.flabarrpptl.org Cc: Wright, Wm. Cary Subject: RE: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Exactly. I read it this week and it makes NO CASE for restricting assignment of benefits that I can see; in fact, just the opposite. Do you agree? Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com> From: Trey Goldman [mailto:treyg@floridarealtors.org] Sent: Tuesday, February 16, 2016 4:47 PM To: Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>>; liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>> Subject: RE: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Fred, is this the letter (report) you referred to below? http://www.floir.com/PressReleases/viewmediarelease.aspx?id=2144 Trey Goldman Legislative Counsel | FloridaRealtors(r) 200 South Monroe Street, Tallahassee, FL 32301 talk: 850.224.1400 x2505 direct: 850.521.3277 visit: http://www.floridarealtors.org<http://www.floridarealtors.org/> Facebook: http://www.floridarealtors.org/facebook Twitter: http://www.floridarealtors.org/twitter The Voice for Real Estate(r) in Florida From: liability_insurance-bounces@lists.flabarrpptl.org<mailto:liability_insurance-bounces@lists.flabarrpptl.org> [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Fred Dudley Sent: Tuesday, February 16, 2016 1:52 PM To: Michael G. Meyer; liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary Subject: Re: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon This is a horrible bill because it interferes with the insured's right to select a contractor (and public adjuster) to make repairs. Citizens Property Insurance is really pushing this bill, because they HATE public adjusters, who often disagree with the repair estimates of the insurer. I'm not suggesting that there has been no consumer harm in some cases where post-loss benefits have been assigned to "flight-by-night" scam artists. However, I would point out that: 1. Public adjusters must be LICENSED (by Department of Financial Services); and, 2. A just-released data call by the Office of Insurance (Mr. McCarthy) concludes that these is NO PROOF that an assignment of benefits is harmful to consumers; I have a copy of this report if anyone would like to see it. Accordingly, I strongly recommend that we OPPOSE this bill in its current form, and ANY unreasonable restrictions on the contractual right to assign benefits. Fred R. Dudley, Partner Board Certified Construction Lawyer Dudley, Sellers, Healy & Heath, P. L. SunTrust Financial Center, Suite 301 3522 Thomasville Road Tallahassee, Florida 32308 Cell: (850) 294-3471 Direct: (850)692-6368 dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com> From: Michael G. Meyer [mailto:MMeyer@allendell.com] Sent: Tuesday, February 16, 2016 1:29 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Fred Dudley <dudley@mylicenselaw.com<mailto:dudley@mylicenselaw.com>> Subject: FW: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon All, Attached is a copy of Senate Bill #596, regarding limiting assignment of rights under insurance policies, that Ms. Miller was discussing on today's call. Our Committee should probably review this bill and analyze whether we want to propose taking a formal position on it with the Section/RP Division. I'll go ahead and review it, and if anyone else is interested, let me know and we can exchange thoughts on it and consider how to proceed with informing the Division/Section at the upcoming Executive Council meeting next week. If anyone has any additional questions for Ms. Miller regarding the matters she discussed today, please let me know and I can pass them along or put you in touch with her. Thank you, Michael [cid:image001.png@01D168EB.8F1A8C20]<http://www.allendell.com> Michael G. Meyer 202 South Rome Avenue, Suite 100 Tampa, Florida 33606 MMeyer@allendell.com<mailto:MMeyer@allendell.com> Telephone: (813) 223-5351 Facsimile: (813) 769-3954 CONFIDENTIALITY NOTE: This communication may be privileged and confidential. It should not be disseminated to others. If received in error, please immediately reply that you have received this communication in error and then delete it. Thank you. From: Pence, Scott [mailto:spence@carltonfields.com] Sent: Friday, February 12, 2016 5:13 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Wright, Wm. Cary <cwright@carltonfields.com<mailto:cwright@carltonfields.com>>; Frederick R. Dudley (Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>) <Dudley@mylicenselaw.com<mailto:Dudley@mylicenselaw.com>>; Michael G. Meyer <MMeyer@allendell.com<mailto:MMeyer@allendell.com>> Subject: Florida Bar RPPTL Insurance & Surety Committee Conference Call - TUESDAY, February 16, 2016, beginning at Noon Folks, This is a reminder that, because our normally scheduled call falls on a holiday, our next monthly call is scheduled for Tuesday, January 19, 2016 - beginning at Noon. Attached are the following: (1) and Agenda for Tuesday's call; and (2) Meeting Minutes from our January 19, 2016 Meeting. Our CLE speaker on Tuesday will be Lisa Miller, CPM, who will speak about current insurance industry trends, including possible upcoming legislation or other agency action against bad faith claims. Ms. Miller is the CEO of her company, Lisa Miller & Associates. Ms. Miller has served as Deputy Chief Financial Officer and Chief of Staff for the Florida Department of Financial Services, as Deputy Commissioner and Chief Lobbyist for the Florida Office of Insurance Regulation, and as Director of Corporate Relations for an Ernst & Young municipal bond investor relations affiliate. Ms. Miller was also the Office of Insurance Regulation's Board Liaison to many quasi-governmental entities including Citizens Property Insurance Corporation, The Florida Automobile Joint Underwriting Association, The Medical Malpractice Joint Underwriting Association, the Workers' Compensation Insurance Guaranty Association and the Florida Insurance Guaranty Association. We will forward copies of Ms. Miller's materials in a separate e-mail prior to the call. February 16, 2016 Meeting Information: Dial-in Information: Dial-in: 888-376-5050 Pin: 7854216320# Moderator: 36802# (Moderator Does Not Use Pin Code) Attendance: Click to Record Your Attendance<https://docs.google.com/forms/d/1qG9lRLfSqk5UdaKjXQgrSPhD9w07l9pD5JTE73vwsro/viewform> Click to See Other Attendees<https://docs.google.com/spreadsheets/d/1vAg7LQ2AWdH3X09Dg10YglPiEC6dQiCBnQjwIX3__OE/edit#gid=248966628> We look forward to the call on Tuesday. Regards, Scott [Carlton Fields, P.A.] Scott Pence Attorney at Law Board Certified in Construction Law by The Florida Bar 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4322 | Fax: 813.229.4133 spence@carltonfields.com<mailto:spence@carltonfields.com> | www.carltonfields.com<http://www.carltonfields.com/> bio<http://www.carltonfields.com/spence/> | vcard<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.