We should have a telephonic discussion about the 1DCA opinion and how it benefits all lenders, owners, lienors and especially title insurance companies. The only individuals that will not benefit from the holding are attorneys doing claims work for the title insurance companies as less priority claims will need to be litigated. Sincerely, Barry Kalmanson 500 N. Maitland Avenue Suite 305 Maitland, Fl. 32751 407-645-4500 x 215 WWW.BARRYKALMANSON.COM