FYI – thanks to Jay Mussman Scott P. Pence | Carlton Fields Board Certified in Construction Law by The Florida Bar Direct: 813.229.4322 | Fax: 813.229.4133 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 bio<http://www.cfjblaw.com/spence/> | vcard<http://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7> | linkedin<http://www.linkedin.com/in/pencescott> From: Mussman, Jay D. [mailto:jmussman@daypitney.com] Sent: Monday, September 18, 2017 11:29 AM To: Pence, Scott Subject: FW: Press Release: Call Citizens First to Recover from Hurricane Irma Please share Thank you Regards Jay D. Mussman | Attorney at Law | Attorney Bio<http://www.daypitney.com/professionals/M/Mussman-Jay-D> [cid:image001.jpg@01D33071.43306880]<http://www.daypitney.com/> 399 West Palmetto Park Road, Suite 202 | Boca Raton FL 33432-3760 t (561) 537 4934 | f (561) 952 4267 | m (561) 862 8107 jmussman@daypitney.com<mailto:jmussman@daypitney.com> | www.daypitney.com<http://www.daypitney.com> BOSTON<http://www.daypitney.com/about/offices/boston> | CONNECTICUT<http://www.daypitney.com/about/offices> | FLORIDA<http://www.daypitney.com/about/offices> | NEW JERSEY<http://www.daypitney.com/about/offices/parsippany> | NEW YORK<http://www.daypitney.com/about/offices/new-york> | WASHINGTON, DC<http://www.daypitney.com/about/offices/washington-dc> [Day Pitney LLP on Facebook] <http://facebook.com/DayPitney> [Follow Day Pitney LLP on Twitter] <http://www.twitter.com/daypitneyllp> [Day Pitney LLP on Linkedin] <https://www.linkedin.com/company/day-pitney-llp> From: Newsroom [mailto:Newsroom@citizensfla.com] Sent: Monday, September 18, 2017 10:44 AM To: Newsroom Subject: Press Release: Call Citizens First to Recover from Hurricane Irma [cid:image008.jpg@01D3306B.119556B0] FOR IMMEDIATE RELEASE September 18, 2017 Contact: Michael Peltier (850) 513-3774 (850) 264-7702 (cell) Call Citizens First to Recover from Hurricane Irma TALLAHASSEE, FL – Citizens Property Insurance Corporation is urging its policyholders to protect themselves from assignment of benefit<https://www.citizensfla.com/aob> scams and abuse by calling Citizens first to report losses following Hurricane Irma. Citizens representatives are available 24/7 to handle claims calls at 1.866.411.2742. Catastrophe Response Centers are now established in Miami-Dade and Monroe Counties. More information can be found in the Claims section<https://www.citizensfla.com/claims> of the Citizens website<http://www.citizensfla.com>. “Citizens is ready to assist our policyholders as they recover from Hurricane Irma,” said Barry Gilway, Citizens President, CEO and Executive Director. “Our claims representatives are ready to help. All you have to do is call.” Unfortunately, unscrupulous contractors and repair companies thrive in the frenzied days following any storm. Policyholders must be wary of unlicensed contractors or deals that sound too good to be true. There have also been reports in some areas of policyholders being approached by people falsely claiming to represent Citizens. To protect themselves, policyholders who have experienced a loss from the storm should Call Citizens First<https://www.citizensfla.com/call-citizens-first> to ensure they stay in control of their claim. Further, Citizens advises policyholders not to sign anything, including an assignment of benefits, before consulting with Citizens or their insurance agent. Here’s why. You may be signing away your rights and be left with unfinished repairs or forced to pay a contractor for repairs not covered by your policy. The policy may also place a limit on emergency repairs until Citizens is notified to inspect damage before permanent repairs are made. Policyholders are most likely to be offered an assignment of benefit (AOB) while making emergency repairs or when companies come to the door soliciting business. Policyholders may be told repairs cannot be completed until they have signed an AOB contract, which allows the company to submit the claim and deal directly with Citizens. More information on the potential pitfalls of assignments of benefits<https://www.citizensfla.com/documents/20702/460724/Assignment+of+Benefits.pdf/2e157905-8ccb-4396-996a-3e111b2c5f5c> is available on Citizens website. More information also can be found on Citizens website<https://www.citizensfla.com/storms>. To report suspected insurance fraud, Citizens policyholders can call Citizens Special Investigations Unit toll free at 1.855.748.9596 or submit a report online<https://www.citizensfla.com/web/public/contactus>. Customers also can contact the Department of Financial Services, Division of Consumer Services Insurance Consumer Helpline immediately at 1-877-693-5236. Your concerns will be promptly referred to insurance fraud investigators. ### In 2002, the Florida Legislature created Citizens Property Insurance Corporation (Citizens), a not-for-profit alternative insurer, whose public purpose is to provide insurance to, and serve the needs of, property owners who cannot find coverage in the private insurance market. 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