Please find attached the Minutes of the IRA Employee Benefit and Insurance Committee meeting on November 14,2014. Best regards, Howard L. Howard Payne, Esq. The Payne Law Group, P.A. 240 South Pineapple Avenue, Suite 401 Sarasota, Florida 34236 Phone : (941) 487-2807 Fax: (941) 487-2801 Email: hpayne@lawnav.com This message is intended for the use of the individual or entity to which it is addressed, and may contain information that is privileged, confidential or exempt from disclosure under applicable laws. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error please notify the sender immediately by return email and delete this message and any copies. Thank you for your cooperation.