CGL Endorsement question
Folks -
I ran across this in reviewing a clients CGL policy and have not seen it before - it's in an exclusion within an endorsement (GL EDW 06 10).
[cid:image004.png@01D28200.13BE1180]
Does anyone know what it means by a "spray on siding product"? It doesn't have a definition within the endorsement.
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder * Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
I think it's probably referring to liquid vinyl.
[cid:image001.jpg@01D17E04.1A2200A0]
Robert E. Doan
Board Certified Construction Attorney
Supreme Court Certified Circuit Civil Mediator
351 E. New York Ave.
Deland, FL 32724
(P) 386-736-7700 | (F) 386-785-1549
Cobb Cole Center
149 South Ridgewood Ave. Suite 700
Daytona Beach, FL 32114
(P) 386-255-8171 | (F) 386-944-7954
Websitehttp://www.cobbcole.com/
From: clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 12:40 PM
To: clc-discussion@lists.flabarrpptl.org
Subject: [CLC-Discussion] CGL Endorsement question
Folks -
I ran across this in reviewing a clients CGL policy and have not seen it before - it's in an exclusion within an endorsement (GL EDW 06 10).
[cid:image002.png@01D2820B.5CBF2E90]
Does anyone know what it means by a "spray on siding product"? It doesn't have a definition within the endorsement.
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder * Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
Bruce,
I believe Robert Doan is correct. Google the term“spray on siding.” It is a common search term and lots of products. You have probably seen the ads, “Never Paint Again.”
David C. Willis
Board Certified in Construction Law and Business Litigation
[Rumberger Kirk & Caldwell]http://www.rumberger.com
Direct: 407.839.2186
Main: 407.872.7300
Cell: 407.497.9174
Email: dwillis@rumberger.com
vCardhttp://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf
[vCard]http://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf[LinkedIn]https://www.linkedin.com/company/rumberger-kirk-&-caldwell[Twitter]https://twitter.com/rumbergerkirk[Facebook]https://www.facebook.com/rumbergerkirkcaldwell[Orlando Office]https://goo.gl/maps/637GK
300 South Orange Avenue | Suite 1400 | Orlando, FL 32801
Mail To: P.O. Box 1873 | Orlando, FL 32802-1873
The information in this e-mail message is legally privileged and confidential information. If you have received this e-mail in error, please delete from any device/media where the message is stored.
From: clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Robert Doan
Sent: Wednesday, February 08, 2017 1:01 PM
To: Bruce Partington; clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
I think it’s probably referring to liquid vinyl.
[cid:image001.jpg@01D17E04.1A2200A0]
Robert E. Doan
Board Certified Construction Attorney
Supreme Court Certified Circuit Civil Mediator
351 E. New York Ave.
Deland, FL 32724
(P) 386-736-7700 | (F) 386-785-1549
Cobb Cole Center
149 South Ridgewood Ave. Suite 700
Daytona Beach, FL 32114
(P) 386-255-8171 | (F) 386-944-7954
Websitehttp://www.cobbcole.com/
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 12:40 PM
To: clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: [CLC-Discussion] CGL Endorsement question
Folks –
I ran across this in reviewing a clients CGL policy and have not seen it before – it’s in an exclusion within an endorsement (GL EDW 06 10).
[cid:image002.png@01D2820E.B3273590]
Does anyone know what it means by a “spray on siding product”? It doesn’t have a definition within the endorsement.
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
Thanks, everyone. Looks like the consensus is that it’s to address some of the extremely low perm things like spray on vinyl.
That said, I can see an insurer trying to argue that it might apply to some other spray on coatings that are high-perm, or even some of the cementitious products that are (at least for one coat) sprayed on. A lot of traditional stucco is getting the first coat sprayed on for large areas. Sometimes the second and third coats too.
Thankfully the client I’m reviewing the policy for doesn’t use any of that…..
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
From: Willis, David [mailto:dwillis@rumberger.com]
Sent: Wednesday, February 8, 2017 12:27 PM
To: Robert Doan; Bruce Partington; clc-discussion@lists.flabarrpptl.org
Subject: RE: CGL Endorsement question
Bruce,
I believe Robert Doan is correct. Google the term“spray on siding.” It is a common search term and lots of products. You have probably seen the ads, “Never Paint Again.”
David C. Willis
Board Certified in Construction Law and Business Litigation
[Rumberger Kirk & Caldwell]http://www.rumberger.com
Direct: 407.839.2186
Main: 407.872.7300
Cell: 407.497.9174
Email: dwillis@rumberger.commailto:dwillis@rumberger.com
vCardhttp://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf
[vCard]http://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf[LinkedIn]https://www.linkedin.com/company/rumberger-kirk-&-caldwell[Twitter]https://twitter.com/rumbergerkirk[Facebook]https://www.facebook.com/rumbergerkirkcaldwell[Orlando Office]https://goo.gl/maps/637GK
300 South Orange Avenue | Suite 1400 | Orlando, FL 32801
Mail To: P.O. Box 1873 | Orlando, FL 32802-1873
The information in this e-mail message is legally privileged and confidential information. If you have received this e-mail in error, please delete from any device/media where the message is stored.
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Robert Doan
Sent: Wednesday, February 08, 2017 1:01 PM
To: Bruce Partington; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
I think it’s probably referring to liquid vinyl.
[cid:image001.jpg@01D17E04.1A2200A0]
Robert E. Doan
Board Certified Construction Attorney
Supreme Court Certified Circuit Civil Mediator
351 E. New York Ave.
Deland, FL 32724
(P) 386-736-7700 | (F) 386-785-1549
Cobb Cole Center
149 South Ridgewood Ave. Suite 700
Daytona Beach, FL 32114
(P) 386-255-8171 | (F) 386-944-7954
Websitehttp://www.cobbcole.com/
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 12:40 PM
To: clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: [CLC-Discussion] CGL Endorsement question
Folks –
I ran across this in reviewing a clients CGL policy and have not seen it before – it’s in an exclusion within an endorsement (GL EDW 06 10).
[cid:image005.png@01D2820A.D3BA6E20]
Does anyone know what it means by a “spray on siding product”? It doesn’t have a definition within the endorsement.
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
Bruce, you are probably correct concerning the potential use of this exclusion within the endorsement. And that would hardly be the first time that insurers adopted policy language for one purpose and ended up using it for another purpose later.
Reese J. Henderson, Jr. | Shareholder
Florida Bar Board Certified in Construction Law
Florida Supreme Court Certified Circuit Civil Mediator
G R A Y | R O B I N S O N
50 North Laura Street, Suite 1100 | Jacksonville, Florida 32202
T: 904-598-9929 | F: 904-598-9109 | D: 904-632-8459
E-mailmailto:Reese.Henderson@gray-robinson.com | Websitehttp://www.gray-robinson.com | Biohttp://www.gray-robinson.com/attorneys/detail/1022/ReeseJ-HendersonJr | vCardhttp://www.gray-robinson.com/docs/Reese%20Henderson.vcf
Facebookhttps://www.facebook.com/GrayRobinsonLaw | LinkedInhttps://www.linkedin.com/company/grayrobinson-p-a- | Twitterhttps://twitter.com/grayrobinsonlaw
This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party, that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.
Please be advised that this law firm may be acting as a debt collector and is attempting to collect a debt and any information provided will be used for that purpose.
From: clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 1:57 PM
To: 'Willis, David'; Robert Doan; clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
Thanks, everyone. Looks like the consensus is that it’s to address some of the extremely low perm things like spray on vinyl.
That said, I can see an insurer trying to argue that it might apply to some other spray on coatings that are high-perm, or even some of the cementitious products that are (at least for one coat) sprayed on. A lot of traditional stucco is getting the first coat sprayed on for large areas. Sometimes the second and third coats too.
Thankfully the client I’m reviewing the policy for doesn’t use any of that…..
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
From: Willis, David [mailto:dwillis@rumberger.com]
Sent: Wednesday, February 8, 2017 12:27 PM
To: Robert Doan; Bruce Partington; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: RE: CGL Endorsement question
Bruce,
I believe Robert Doan is correct. Google the term“spray on siding.” It is a common search term and lots of products. You have probably seen the ads, “Never Paint Again.”
David C. Willis
Board Certified in Construction Law and Business Litigation
[Rumberger Kirk & Caldwell]http://www.rumberger.com
Direct: 407.839.2186
Main: 407.872.7300
Cell: 407.497.9174
Email: dwillis@rumberger.commailto:dwillis@rumberger.com
vCardhttp://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf
[vCard]http://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf[LinkedIn]https://www.linkedin.com/company/rumberger-kirk-&-caldwell[Twitter]https://twitter.com/rumbergerkirk[Facebook]https://www.facebook.com/rumbergerkirkcaldwell[Orlando Office]https://goo.gl/maps/637GK
300 South Orange Avenue | Suite 1400 | Orlando, FL 32801
Mail To: P.O. Box 1873 | Orlando, FL 32802-1873
The information in this e-mail message is legally privileged and confidential information. If you have received this e-mail in error, please delete from any device/media where the message is stored.
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Robert Doan
Sent: Wednesday, February 08, 2017 1:01 PM
To: Bruce Partington; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
I think it’s probably referring to liquid vinyl.
[cid:image001.jpg@01D17E04.1A2200A0]
Robert E. Doan
Board Certified Construction Attorney
Supreme Court Certified Circuit Civil Mediator
351 E. New York Ave.
Deland, FL 32724
(P) 386-736-7700 | (F) 386-785-1549
Cobb Cole Center
149 South Ridgewood Ave. Suite 700
Daytona Beach, FL 32114
(P) 386-255-8171 | (F) 386-944-7954
Websitehttp://www.cobbcole.com/
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 12:40 PM
To: clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: [CLC-Discussion] CGL Endorsement question
Folks –
I ran across this in reviewing a clients CGL policy and have not seen it before – it’s in an exclusion within an endorsement (GL EDW 06 10).
[cid:image003.png@01D28214.BB9D7120]
Does anyone know what it means by a “spray on siding product”? It doesn’t have a definition within the endorsement.
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
Perish the thought…
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
From: Reese J. Henderson, Jr. [mailto:Reese.Henderson@gray-robinson.com]
Sent: Wednesday, February 8, 2017 1:08 PM
To: Bruce Partington; 'Willis, David'; Robert Doan; clc-discussion@lists.flabarrpptl.org
Subject: RE: CGL Endorsement question
Bruce, you are probably correct concerning the potential use of this exclusion within the endorsement. And that would hardly be the first time that insurers adopted policy language for one purpose and ended up using it for another purpose later.
Reese J. Henderson, Jr. | Shareholder
Florida Bar Board Certified in Construction Law
Florida Supreme Court Certified Circuit Civil Mediator
G R A Y | R O B I N S O N
50 North Laura Street, Suite 1100 | Jacksonville, Florida 32202
T: 904-598-9929 | F: 904-598-9109 | D: 904-632-8459
E-mailmailto:Reese.Henderson@gray-robinson.com | Websitehttp://www.gray-robinson.com | Biohttp://www.gray-robinson.com/attorneys/detail/1022/ReeseJ-HendersonJr | vCardhttp://www.gray-robinson.com/docs/Reese%20Henderson.vcf
Facebookhttps://www.facebook.com/GrayRobinsonLaw | LinkedInhttps://www.linkedin.com/company/grayrobinson-p-a- | Twitterhttps://twitter.com/grayrobinsonlaw
This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party, that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.
Please be advised that this law firm may be acting as a debt collector and is attempting to collect a debt and any information provided will be used for that purpose.
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 1:57 PM
To: 'Willis, David'; Robert Doan; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
Thanks, everyone. Looks like the consensus is that it’s to address some of the extremely low perm things like spray on vinyl.
That said, I can see an insurer trying to argue that it might apply to some other spray on coatings that are high-perm, or even some of the cementitious products that are (at least for one coat) sprayed on. A lot of traditional stucco is getting the first coat sprayed on for large areas. Sometimes the second and third coats too.
Thankfully the client I’m reviewing the policy for doesn’t use any of that…..
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
From: Willis, David [mailto:dwillis@rumberger.com]
Sent: Wednesday, February 8, 2017 12:27 PM
To: Robert Doan; Bruce Partington; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: RE: CGL Endorsement question
Bruce,
I believe Robert Doan is correct. Google the term“spray on siding.” It is a common search term and lots of products. You have probably seen the ads, “Never Paint Again.”
David C. Willis
Board Certified in Construction Law and Business Litigation
[Rumberger Kirk & Caldwell]http://www.rumberger.com
Direct: 407.839.2186
Main: 407.872.7300
Cell: 407.497.9174
Email: dwillis@rumberger.commailto:dwillis@rumberger.com
vCardhttp://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf
[vCard]http://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf[LinkedIn]https://www.linkedin.com/company/rumberger-kirk-&-caldwell[Twitter]https://twitter.com/rumbergerkirk[Facebook]https://www.facebook.com/rumbergerkirkcaldwell[Orlando Office]https://goo.gl/maps/637GK
300 South Orange Avenue | Suite 1400 | Orlando, FL 32801
Mail To: P.O. Box 1873 | Orlando, FL 32802-1873
The information in this e-mail message is legally privileged and confidential information. If you have received this e-mail in error, please delete from any device/media where the message is stored.
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Robert Doan
Sent: Wednesday, February 08, 2017 1:01 PM
To: Bruce Partington; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
I think it’s probably referring to liquid vinyl.
[cid:image001.jpg@01D17E04.1A2200A0]
Robert E. Doan
Board Certified Construction Attorney
Supreme Court Certified Circuit Civil Mediator
351 E. New York Ave.
Deland, FL 32724
(P) 386-736-7700 | (F) 386-785-1549
Cobb Cole Center
149 South Ridgewood Ave. Suite 700
Daytona Beach, FL 32114
(P) 386-255-8171 | (F) 386-944-7954
Websitehttp://www.cobbcole.com/
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 12:40 PM
To: clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: [CLC-Discussion] CGL Endorsement question
Folks –
I ran across this in reviewing a clients CGL policy and have not seen it before – it’s in an exclusion within an endorsement (GL EDW 06 10).
[cid:image003.png@01D2820D.371ED940]
Does anyone know what it means by a “spray on siding product”? It doesn’t have a definition within the endorsement.
[http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png]
Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
Appears ambiguous at best ...
Sent from my iPhone
On Feb 8, 2017, at 2:14 PM, Reese J. Henderson, Jr. <Reese.Henderson@gray-robinson.commailto:Reese.Henderson@gray-robinson.com> wrote:
Bruce, you are probably correct concerning the potential use of this exclusion within the endorsement. And that would hardly be the first time that insurers adopted policy language for one purpose and ended up using it for another purpose later.
Reese J. Henderson, Jr. | Shareholder
Florida Bar Board Certified in Construction Law
Florida Supreme Court Certified Circuit Civil Mediator
G R A Y | R O B I N S O N
50 North Laura Street, Suite 1100 | Jacksonville, Florida 32202
T: 904-598-9929 | F: 904-598-9109 | D: 904-632-8459
E-mailmailto:Reese.Henderson@gray-robinson.com | Websitehttp://www.gray-robinson.com | Biohttp://www.gray-robinson.com/attorneys/detail/1022/ReeseJ-HendersonJr | vCardhttp://www.gray-robinson.com/docs/Reese%20Henderson.vcf
Facebookhttps://www.facebook.com/GrayRobinsonLaw | LinkedInhttps://www.linkedin.com/company/grayrobinson-p-a- | Twitterhttps://twitter.com/grayrobinsonlaw
This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party, that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.
Please be advised that this law firm may be acting as a debt collector and is attempting to collect a debt and any information provided will be used for that purpose.
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 1:57 PM
To: 'Willis, David'; Robert Doan; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
Thanks, everyone. Looks like the consensus is that it’s to address some of the extremely low perm things like spray on vinyl.
That said, I can see an insurer trying to argue that it might apply to some other spray on coatings that are high-perm, or even some of the cementitious products that are (at least for one coat) sprayed on. A lot of traditional stucco is getting the first coat sprayed on for large areas. Sometimes the second and third coats too.
Thankfully the client I’m reviewing the policy for doesn’t use any of that…..
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Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
From: Willis, David [mailto:dwillis@rumberger.com]
Sent: Wednesday, February 8, 2017 12:27 PM
To: Robert Doan; Bruce Partington; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: RE: CGL Endorsement question
Bruce,
I believe Robert Doan is correct. Google the term“spray on siding.” It is a common search term and lots of products. You have probably seen the ads, “Never Paint Again.”
David C. Willis
Board Certified in Construction Law and Business Litigation
[Rumberger Kirk & Caldwell]http://www.rumberger.com
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From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Robert Doan
Sent: Wednesday, February 08, 2017 1:01 PM
To: Bruce Partington; clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question
I think it’s probably referring to liquid vinyl.
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Robert E. Doan
Board Certified Construction Attorney
Supreme Court Certified Circuit Civil Mediator
351 E. New York Ave.
Deland, FL 32724
(P) 386-736-7700 | (F) 386-785-1549
Cobb Cole Center
149 South Ridgewood Ave. Suite 700
Daytona Beach, FL 32114
(P) 386-255-8171 | (F) 386-944-7954
Websitehttp://www.cobbcole.com/
From: clc-discussion-bounces@lists.flabarrpptl.orgmailto:clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 12:40 PM
To: clc-discussion@lists.flabarrpptl.orgmailto:clc-discussion@lists.flabarrpptl.org
Subject: [CLC-Discussion] CGL Endorsement question
Folks –
I ran across this in reviewing a clients CGL policy and have not seen it before – it’s in an exclusion within an endorsement (GL EDW 06 10).
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Does anyone know what it means by a “spray on siding product”? It doesn’t have a definition within the endorsement.
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Bruce D. Partington
Shareholder • Board Certified in Construction Law
PO Box 13010, Pensacola, FL 32591-3010
O (850) 432.1399 C (850) 982.3875 F (850) 432.7340
clarkpartington.com | http://clarkpartington.com/ bpartington@clarkpartington.commailto:bpartington@clarkpartington.com |
Clark Partington
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