Folks,
This is a reminder that our monthly call is scheduled for Monday, February 27, 2017 - beginning at Noon.
Monday's CLE presentation will be the fourth installment of a 4-part series on Risk Management spanning November, 2016 - February, 2017. The brochure outlining the entire Risk Management speaker series has been pasted below for your reference.
Monday's seminar, entitled Risk Finance/Risk Transfer-Contractually Managing and Balancing Risks, will be presented by Arthur J Menor, Esq., of Shutts & Bowen, LLP, George J. Meyer, Esq., of Carlton Fields and J. Richard Caskey, Esq., of J. Richard Caskey,, P.A.
Attached are the following: (1) Agenda for Monday's call; and (2) Minutes from our January 23rd meeting.
The PowerPoint Presentation for Monday's seminar will be distributed separately.
Meeting Information:
Dial-in Information: Dial-in: 888-376-5050
Pin: 7854216320#
Moderator: 36802# (Moderator Does Not Use Pin Code)
Attendance: Click here to Record Your Attendancehttps://docs.google.com/forms/d/e/1FAIpQLSenIEkuSmtqybmfVl7clyp36npkkikSAXC146STwlh1cRNUfw/viewform
Click here to See Other Attendeeshttps://docs.google.com/spreadsheets/d/19PqKf4Ag9DApN5Gf6tsfs7-7pLCARqrwKUWh9WlTmlY/edit#gid=1561184413
We look forward to the call.
Regards,
Scott
[Carlton Fields, P.A.]
Scott Pence
Attorney at Law mailto:mgmeyer83@gmail.com
Board Certified in Construction Law by The Florida Bar
4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida 33607-5780
Direct: 813.229.4322 | Fax: 813.229.4133
spence@carltonfields.com | www.carltonfields.com
bio | vcard | linkedin
Carlton Fields is ISO 27001:2013 certified.
Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery. file:///C:\Users\SPENC\AppData\Roaming\Microsoft\Signatures\CF%20Attorney\CFLogo.jpg
[https://communications.carltonfields.com/18/689/_images/rpptl-header.jpg]http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
The Insurance and Surety Committee's
Winter 2016-2017 Risk Management Serieshttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
(Designed for Real Estate, Probate and Trust Law Practitioners)http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
When/Where? This 4-Part Risk Management Speaker Series will be held via teleconference during the Insurance & Surety Committee's standard meeting dates and times as follows:http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
November 21, 2016, Noon to 1 PM<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
December 19, 2016, Noon to 1 PM<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
January 23, 2017,* Noon to 1 PM<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
February 27, 2017,* Noon to 1 PM<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
*Due to scheduling conflicts with national holidays on the third Mondays of January and February, the Insurance & Surety Committee's monthly teleconference meetings and CLE's will be held on the fourth Monday in both of those months.http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Be sure to mark your calendars now for all four parts!http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Plan to call-in using the following conference number and passcode:http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Dial in Number: 1-888-376-5050<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
Participant Passcode: 7854216320#<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Description: Perhaps one of the most important factors in running a successful business is a company's ability to minimize and effectively manage its risk. But despite the fact that your clients' business risks lurk around every corner, businesses often fail to successfully implement a comprehensive plan for identifying, analyzing and effectively managing that risk. The Risk Management Speaker Series is designed to inform practitioners not only of what risks lie in wait for their clients (across the spectrum of RPPTL industries), but also how you might assist your clients in implementing a successful risk management plan and the role the attorney should take in advising their clients to appropriately manage those risks. http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
This 4-Part Risk Management Speaker Series will cover the following major topics in risk management:http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Overview of Risk Management: Identifying and Analyzing Risks; <http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
Implementation of Risk Management Plan and Policies; <http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
Financing Business Risks; and <http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
Contractually Managing and Balancing Risks<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
Each segment will touch upon risk management issues relevant to all industries and interests under the Real Property, Probate and Trust Law umbrella. Additionally, please note that each segment will provide you with one FREE hour of general CLE Credit. http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Presentation #1 - Monday, November 21, 2016http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Risk Management Overview-Identifying and Analyzing Riskshttp://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
The first segment of the Risk Management Series will provide the listener with an overview of risk management addressing the following: the varied risks that affect most businesses; what risk professionals mean by the term "risk management"; what the different steps are in effectively analyzing risks; how businesses can and should develop and implement a risk management strategy(ies); and what is (or should be) the role of an attorney in assisting clients in managing risks.http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Speakers: http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Craig F. Stanovich, CPCU, CIC, CRM, AU, Founding Partner of Austin & Stanovich Risk Managers LLC, which is a national risk management and consulting firm. Craig may be contacted by email at cstanovich@austinstanovich.com, or by phone at (508) 829-8844<http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7>
mailto:cstanovich@austinstanovich.com
mailto:cstanovich@austinstanovich.com
Presentation #2 - Monday, December 19, 2016mailto:cstanovich@austinstanovich.com
Risk Control-Implementation of Risk Management Plan and Policiesmailto:cstanovich@austinstanovich.com
Part Two of the Risk Management Series will provide the listener with an understanding of how risk management professionals analyze risks and work with businesses to successfully implement internal business policies, plans and procedures for managing their unique risks.mailto:cstanovich@austinstanovich.com
Speakers:mailto:cstanovich@austinstanovich.com
Brad McKown, Safety Links. Brad may be reached at bmckown@safteylinks.net, or by phone at (407) 719-8079<mailto:cstanovich@austinstanovich.com>
mailto:bmckown@safteylinks.net
mailto:bmckown@safteylinks.net
Presentation #3 - Monday, January 23, 2017mailto:bmckown@safteylinks.net
Risk Finance/Risk Retention-Financing Business Risksmailto:bmckown@safteylinks.net
Part Three of the Risk Management Series will provide the listener with an understanding of the different ways in which a business can protect itself against certain risks by financing the varied risks a business may face, whether by procuring insurance to cover those risks or by self-financing (self-insuring) against those risks.mailto:bmckown@safteylinks.net
Speakers:mailto:bmckown@safteylinks.net
Gary L Smith, CPCU, AAI, Insurance Office of America. Gary may be reached at gary.smith@ioausa.com, or by phone at (850) 877-8379; and<mailto:bmckown@safteylinks.net>
Wm. Cary Wright, Esq., Carlton Fields. Cary may be reached at cwright@carltonfields.com, or at (813) 229-4135<mailto:gary.smith@ioausa.com>
mailto:cwright@carltonfields.com
mailto:cwright@carltonfields.com
Presentation #4 - Monday, February 27, 2017mailto:cwright@carltonfields.com
Risk Finance/Risk Transfer-Contractually Managing and Balancing Risksmailto:cwright@carltonfields.com
Part Four of the Risk Management Series will provide the listener with an overview of how attorneys can help their clients to effectively and successfully manage their risks through contractual negotiation, balancing, and transfer of certain risks.mailto:cwright@carltonfields.com
Speakers:mailto:cwright@carltonfields.com
J. Richard Caskey, Esq., J. Richard Caskey, P.A. Rich may be reached at jrc@caskeylaw.com, or by phone at (813) 443-5709;<mailto:cwright@carltonfields.com>
Arthur J. Menor, Esq., Shutts & Bowen LLP. Art may be reached at amenor@shutts.com, or by phone at (561) 650-8510; and<mailto:jrc@caskeylaw.com>
George J. Meyer, Esq., Carlton Fields. George may be reached at gmeyer@carltonfields.com, or by phone at (813) 229-4140<mailto:amenor@shutts.com>
mailto:gmeyer@carltonfields.com
mailto:gmeyer@carltonfields.com
Stay tuned for future emails that will contain additional information, additional details, and reminders regarding the upcoming Risk Management Speaker Series. And please feel free to contact Scott Pence, Cary Wright, or Michael Meyer with any questions or for additional information.mailto:gmeyer@carltonfields.com
All,
The following is the Outline for today's presentation on Contractual Risk
Shifting Provisions in Construction Contracts and Commercial Leases.
Topic 1 - Indemnification Provisions
A) George Meyer - Construction Contracts
B) Art Menor - Commercial Leases
Topic 2 - Waivers of Subrogation
A) Art Menor - Commercial Leases
B) George Meyer - Construction Contracts, and other important Builder's
Risk Insurance terms
Topic 3 - Restoration Obligations
A) Art Menor - Commercial Leases - Restoration Obligation and Rent
Abatement issues
B) George Meyer - Construction Contracts - Contractor's Duty to
Correct and Warrant the Work
Topic 4 - Performance/Payment Security contract terms (e.g., bonds, LOC’s,
deposits, payment escrows, parent guaranties, proof of financing, etc.)
A) George Meyer
B) Art Menor
---------- Forwarded message ----------
From: Pence, Scott spence@carltonfields.com
Date: Thu, Feb 23, 2017 at 5:51 PM
Subject: [Liability Insurance] Florida Bar RPPTL Insurance & Surety
Committee Conference Call - Monday, February 27, 2017, beginning at Noon
To: "liability_insurance@lists.flabarrpptl.org" <
liability_insurance@lists.flabarrpptl.org>
Cc: Ashley Zohar ashleyzoharlaw@gmail.com, R Scott Traweek <
STraweek@gallowayjohnson.com>, "Michael J. Sabatello, Esq." <
michael@sabatellolaw.com>, Kristy Boss kboss@taylormorrison.com,
"Diaz-Johnston, Jorge" jidiaz@turnberry.com, Rodolfo Blanco <
rudy4869@yahoo.com>, "jrc@caskeylaw.com" jrc@caskeylaw.com, Bonnie Dillon
bonnie@bennettlegalgroup.com, Erica Peterson epeterson@damontelaw.com,
Steve Berlin steve.d.berlin@gmail.com, Gonzalo Funes <
gonzaloesquire@gmail.com>, Ronald Stephenson rlspalaw@verizon.net,
"Sheldon S. Polish" SPolish@bergersingerman.com, "Meyer, George J." <
gmeyer@carltonfields.com>, Patti Ladwig PLadwig@ladwiglaw.com, Linda
Lanosa Linda.Lanosa@cfxway.com, "Connors, Marsha" <
mconnors@camdennational.com>
Folks,
This is a reminder that our monthly call is scheduled for Monday, February
27, 2017 - beginning at Noon.
Monday’s CLE presentation will be the fourth installment of a 4-part series
on Risk Management spanning November, 2016 - February, 2017. The brochure
outlining the entire Risk Management speaker series has been pasted below
for your reference.
Monday’s seminar, entitled Risk Finance/Risk Transfer—Contractually
Managing and Balancing Risks, will be presented by * Arthur J Menor, Esq.,
of Shutts & Bowen, LLP, George J. Meyer, Esq.*, of Carlton Fields and J.
Richard Caskey, Esq., of J. Richard Caskey,, P.A.
Attached are the following: (1) Agenda for Monday’s call; and (2) Minutes
from our January 23rd meeting.
The PowerPoint Presentation for Monday’s seminar will be distributed
separately.
Meeting Information:
Dial-in Information:* Dial-in: 888-376-5050
<(888)%20376-5050>*
Pin: 7854216320
<(785)%20421-6320>#*
Moderator: 36802#
(Moderator Does Not Use Pin Code)*
*Attendance: *Click here to Record Your Attendance
https://docs.google.com/forms/d/e/1FAIpQLSenIEkuSmtqybmfVl7clyp36npkkikSAXC146STwlh1cRNUfw/viewform
Click here to See Other Attendees
https://docs.google.com/spreadsheets/d/19PqKf4Ag9DApN5Gf6tsfs7-7pLCARqrwKUWh9WlTmlY/edit#gid=1561184413
We look forward to the call.
Regards,
Scott
[image: Carlton Fields, P.A.] Scott Pence
Attorney at Law mgmeyer83@gmail.com
Board Certified in Construction Law by The Florida Bar
4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida 33607-5780
Direct: 813.229.4322 | Fax: 813.229.4133
spence@carltonfields.com | www.carltonfields.com
bio | vcard | linkedin
Carlton Fields is ISO 27001:2013 certified.
Confidential: This e-mail contains a communication protected by the
attorney-client privilege or constitutes work product. If you do not
expect such a communication please delete this message without reading it
or any attachment and then notify the sender of this inadvertent delivery.
[image:
https://communications.carltonfields.com/18/689/_images/rpptl-header.jpg]
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
The Insurance and Surety Committee's Winter 2016-2017 Risk Management
Series
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
(Designed for Real Estate, Probate and Trust Law Practitioners)
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
[image:
https://communications.carltonfields.com/18/689/_images/gray-line.jpg]
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
When/Where? This 4-Part Risk Management Speaker Series will be held via
teleconference during the Insurance & Surety Committee's standard meeting
dates and times as follows:
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· November 21, 2016, Noon to 1 PM
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· December 19, 2016, Noon to 1 PM
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· January 23, 2017, Noon to 1 PM*
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· February 27, 2017, Noon to 1 PM*
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
*Due to scheduling conflicts with national holidays on the third Mondays of
January and February, the Insurance & Surety Committee’s monthly
teleconference meetings and CLE’s will be held on the fourth Monday in both
of those months.
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Be sure to mark your calendars now for all four parts!
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Plan to call-in using the following conference number and passcode:
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· Dial in Number: 1-888-376-5050
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· Participant Passcode: 7854216320#
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
[image:
https://communications.carltonfields.com/18/689/_images/gray-line.jpg]
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Description: Perhaps one of the most important factors in running a
successful business is a company's ability to minimize and effectively
manage its risk. But despite the fact that your clients’ business risks
lurk around every corner, businesses often fail to successfully implement a
comprehensive plan for identifying, analyzing and effectively managing that
risk. The Risk Management Speaker Series is designed to inform
practitioners not only of what risks lie in wait for their clients (across
the spectrum of RPPTL industries), but also how you might assist your
clients in implementing a successful risk management plan and the role the
attorney should take in advising their clients to appropriately manage
those risks.
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
This 4-Part Risk Management Speaker Series will cover the following major
topics in risk management:
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· *Overview of Risk Management: Identifying and Analyzing Risks; *
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· *Implementation of Risk Management Plan and Policies; *
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· *Financing Business Risks; and *
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· Contractually Managing and Balancing Risks
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Each segment will touch upon risk management issues relevant to all
industries and interests under the Real Property, Probate and Trust Law
umbrella. Additionally, please note that each segment will provide you
with one FREE hour of general CLE Credit.
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
[image:
https://communications.carltonfields.com/18/689/_images/gray-line.jpg]
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Presentation #1 - Monday, November 21, 2016
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Risk Management Overview—Identifying and Analyzing Risks
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
The first segment of the Risk Management Series will provide the listener
with an overview of risk management addressing the following: the varied
risks that affect most businesses; what risk professionals mean by the term
“risk management”; what the different steps are in effectively analyzing
risks; how businesses can and should develop and implement a risk
management strategy(ies); and what is (or should be) the role of an
attorney in assisting clients in managing risks.
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
Speakers:
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
· Craig F. Stanovich, CPCU, CIC, CRM, AU, Founding Partner of
Austin & Stanovich Risk Managers LLC, which is a national risk management
and consulting firm. Craig may be contacted by email at
cstanovich@austinstanovich.com, or by phone at (508) 829-8844
http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7
[image:
https://communications.carltonfields.com/18/689/_images/gray-line.jpg]
cstanovich@austinstanovich.com
cstanovich@austinstanovich.com
Presentation #2 - Monday, December 19, 2016
cstanovich@austinstanovich.com
Risk Control—Implementation of Risk Management Plan and Policies
cstanovich@austinstanovich.com
Part Two of the Risk Management Series will provide the listener with an
understanding of how risk management professionals analyze risks and work
with businesses to successfully implement internal business policies, plans
and procedures for managing their unique risks.
cstanovich@austinstanovich.com
Speakers: cstanovich@austinstanovich.com
· Brad McKown, Safety Links. Brad may be reached at
bmckown@safteylinks.net, or by phone at (407) 719-8079
cstanovich@austinstanovich.com
[image:
https://communications.carltonfields.com/18/689/_images/gray-line.jpg]
bmckown@safteylinks.net
bmckown@safteylinks.net
Presentation #3 - Monday, January 23, 2017 bmckown@safteylinks.net
Risk Finance/Risk Retention—Financing Business Risks
bmckown@safteylinks.net
Part Three of the Risk Management Series will provide the listener with an
understanding of the different ways in which a business can protect itself
against certain risks by financing the varied risks a business may face,
whether by procuring insurance to cover those risks or by self-financing
(self-insuring) against those risks. bmckown@safteylinks.net
Speakers: bmckown@safteylinks.net
· Gary L Smith, CPCU, AAI, Insurance Office of America. Gary may
be reached at gary.smith@ioausa.com, or by phone at (850) 877-8379; and
bmckown@safteylinks.net
· Wm. Cary Wright, Esq., Carlton Fields. Cary may be reached at
cwright@carltonfields.com, or at (813) 229-4135 gary.smith@ioausa.com
[image:
https://communications.carltonfields.com/18/689/_images/gray-line.jpg]
cwright@carltonfields.com
cwright@carltonfields.com
Presentation #4 - Monday, February 27, 2017 cwright@carltonfields.com
Risk Finance/Risk Transfer—Contractually Managing and Balancing Risks
cwright@carltonfields.com
Part Four of the Risk Management Series will provide the listener with an
overview of how attorneys can help their clients to effectively and
successfully manage their risks through contractual negotiation, balancing,
and transfer of certain risks. cwright@carltonfields.com
Speakers: cwright@carltonfields.com
· J. Richard Caskey, Esq., J. Richard Caskey, P.A. Rich may be
reached at jrc@caskeylaw.com, or by phone at (813) 443-5709;
cwright@carltonfields.com
· Arthur J. Menor, Esq., Shutts & Bowen LLP. Art may be reached
at amenor@shutts.com, or by phone at (561) 650-8510; and
jrc@caskeylaw.com
· George J. Meyer, Esq., Carlton Fields. George may be reached
at gmeyer@carltonfields.com, or by phone at (813) 229-4140
amenor@shutts.com
[image:
https://communications.carltonfields.com/18/689/_images/gray-line.jpg]
gmeyer@carltonfields.com
Stay tuned for future emails that will contain additional information,
additional details, and reminders regarding the upcoming Risk Management
Speaker Series. And please feel free to contact Scott Pence, Cary Wright,
or Michael Meyer with any questions or for additional information.
gmeyer@carltonfields.com
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