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RPPTL Insurance & Surety Committee

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[Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Monthly Telephone Conference Scheduled for Monday, January 26, 2015, Beginning at NOON

WW
Wright, Wm. Cary
Thu, Jan 22, 2015 10:40 PM

Everyone

Attached are the following: (1) Agenda for the monthly call scheduled for Monday, January 26, 2015, beginning at Noon; (2) Minutes from our December 15, 2014 meeting; (3) PowerPoint slides for Monday's CLE Presentation, which will be presented by Charles E. Comiskey; (4) Mr. Comiskey's paper titled: "Insurance Gaps - In The Eye Of The Beholder"; and (5) Mr. Comiskey's C.V.

The conference call information is: dial-in: 888-376-5050; Participant Code: 842 548 4201#; Moderator Code: 13137# (Moderator does not input the Participant Code).

Charles E. Comiskey as graciously agreed to return this upcoming Monday as our CLE presenter to complete his presentation, titled "Insurance Gaps - In the Eyes of the Beholder."  His presentation will cover selected indemnity and coverage issues and gaps and some recommendations for prohibited endorsements.  This presentation will be of great benefit to transactional and litigation attorneys alike.  It will cover a few of the more critical gaps in coverage and deficiencies in insurance policies and in real property contracts and will provide guidance on how to fix them to ensure appropriate coverage of risks to clients.  He will also address some arising coverage issues for insurance policies used for construction projects.  Mr. Comiskey is an insurance industry expert located in Houston, and the President of RiskTech, Inc. and Senior Vice President for Brady, Chapman, Holland & Associates, Inc.

As in the past, the CLE Presentation will be in a webinar format.  The login instructions follow:

Click the following link:  https://cfjblaw.conferencinghub.com/Web/ScottPence
You will then need to choose "enter as guest" and type in your name and e-mail address.  PLEASE NOTE: there is no audio through the website; you still will need to call into the normal number to hear the audio.

To record your attendance, please use the following links:
Click here to record your attendance:  Record Your Attendancehttps://docs.google.com/forms/d/1o7oaE5ifR9sDvekOrR6AP4XourkQsRmRbvMN06QB0eU/viewform?c=0&w=1
Click here to view attendees:  View Attendeeshttps://docs.google.com/spreadsheets/d/1hR_PHi7d_-xyTXZNRn_3t3ClJxfwSOEy50VPTXGgAwU/edit#gid=1277853905

Also, please find attached Michael Meyer's draft bill amending Section 713.24 to allow an irrevocable letter of credit as another means to transfer a lien.  Please be prepared to provide any comments you may have.  After the Committee discusses the draft bill, it will be circulated to the Construction Law Committee for review and comment, and then to the Title Insurance Committee for review and comment.

Thanks for everyone's participation and we look forward to the call on Monday.

Regards,

Cary

[Carlton Fields Jorden Burt, P.A.]
Wm. Cary Wright
Attorney at Law
Board Certified in Construction Law

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4135 | Fax:  813.229.4133

cwright@cfjblaw.commailto:cwright@cfjblaw.com | www.CFJBLaw.comhttp://www.cfjblaw.com/
biohttp://www.cfjblaw.com/cwright/ | vcardhttp://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=270  | LinkedInhttp://www.linkedin.com/in/wcarywright

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.

Everyone Attached are the following: (1) Agenda for the monthly call scheduled for Monday, January 26, 2015, beginning at Noon; (2) Minutes from our December 15, 2014 meeting; (3) PowerPoint slides for Monday's CLE Presentation, which will be presented by Charles E. Comiskey; (4) Mr. Comiskey's paper titled: "Insurance Gaps - In The Eye Of The Beholder"; and (5) Mr. Comiskey's C.V. The conference call information is: dial-in: 888-376-5050; Participant Code: 842 548 4201#; Moderator Code: 13137# (Moderator does not input the Participant Code). Charles E. Comiskey as graciously agreed to return this upcoming Monday as our CLE presenter to complete his presentation, titled "Insurance Gaps - In the Eyes of the Beholder." His presentation will cover selected indemnity and coverage issues and gaps and some recommendations for prohibited endorsements. This presentation will be of great benefit to transactional and litigation attorneys alike. It will cover a few of the more critical gaps in coverage and deficiencies in insurance policies and in real property contracts and will provide guidance on how to fix them to ensure appropriate coverage of risks to clients. He will also address some arising coverage issues for insurance policies used for construction projects. Mr. Comiskey is an insurance industry expert located in Houston, and the President of RiskTech, Inc. and Senior Vice President for Brady, Chapman, Holland & Associates, Inc. As in the past, the CLE Presentation will be in a webinar format. The login instructions follow: Click the following link: https://cfjblaw.conferencinghub.com/Web/ScottPence You will then need to choose "enter as guest" and type in your name and e-mail address. PLEASE NOTE: there is no audio through the website; you still will need to call into the normal number to hear the audio. To record your attendance, please use the following links: Click here to record your attendance: Record Your Attendance<https://docs.google.com/forms/d/1o7oaE5ifR9sDvekOrR6AP4XourkQsRmRbvMN06QB0eU/viewform?c=0&w=1> Click here to view attendees: View Attendees<https://docs.google.com/spreadsheets/d/1hR_PHi7d_-xyTXZNRn_3t3ClJxfwSOEy50VPTXGgAwU/edit#gid=1277853905> Also, please find attached Michael Meyer's draft bill amending Section 713.24 to allow an irrevocable letter of credit as another means to transfer a lien. Please be prepared to provide any comments you may have. After the Committee discusses the draft bill, it will be circulated to the Construction Law Committee for review and comment, and then to the Title Insurance Committee for review and comment. Thanks for everyone's participation and we look forward to the call on Monday. Regards, Cary [Carlton Fields Jorden Burt, P.A.] Wm. Cary Wright Attorney at Law Board Certified in Construction Law 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4135 | Fax: 813.229.4133 cwright@cfjblaw.com<mailto:cwright@cfjblaw.com> | www.CFJBLaw.com<http://www.cfjblaw.com/> bio<http://www.cfjblaw.com/cwright/> | vcard<http://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=270> | LinkedIn<http://www.linkedin.com/in/wcarywright> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.
GL
G Leonardo
Mon, Jan 26, 2015 5:14 PM

Hi Everyone

I have another short article on Arbitration Updates to be sent for
publication.  The topic is Arbitration Rules Updates and Developments
Affecting Cost of Construction Arbitrations. At the end there is a  comment
about sureties.  Do I send this Article to Scott Pence for publication?

Regards,

Giselle Leonardo, Attorney and Civil Engineer

ArbitratorConstructionEnergy*Engineering

Board Certified Construction Attorney

Giselle Leonardo P.A.

One East Broward Blvd.

Suite # 700

Ft. Lauderdale, Florida 33301

Ph:  954-728-9026

Fax: 954-252-2100

Email: gleonardo@earthlink.net

From: liability_insurance-bounces@lists.flabarrpptl.org
[mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of
Wright, Wm. Cary
Sent: Thursday, January 22, 2015 5:40 PM
To: liability_insurance@lists.flabarrpptl.org
Cc: Andrew O'Malley; Charles Comiskey
Subject: [Liability Insurance] Florida Bar RPPTL Insurance & Surety
Committee Monthly Telephone Conference Scheduled for Monday, January 26,
2015, Beginning at NOON

Everyone

Attached are the following: (1) Agenda for the monthly call scheduled for
Monday, January 26, 2015, beginning at Noon; (2) Minutes from our December
15, 2014 meeting; (3) PowerPoint slides for Monday's CLE Presentation, which
will be presented by Charles E. Comiskey; (4) Mr. Comiskey's paper titled:
"Insurance Gaps - In The Eye Of The Beholder"; and (5) Mr. Comiskey's C.V.

The conference call information is: dial-in: 888-376-5050; Participant Code:
842 548 4201#; Moderator Code: 13137# (Moderator does not input the
Participant Code).

Charles E. Comiskey as graciously agreed to return this upcoming Monday as
our CLE presenter to complete his presentation, titled "Insurance Gaps - In
the Eyes of the Beholder."  His presentation will cover selected indemnity
and coverage issues and gaps and some recommendations for prohibited
endorsements.  This presentation will be of great benefit to transactional
and litigation attorneys alike.  It will cover a few of the more critical
gaps in coverage and deficiencies in insurance policies and in real property
contracts and will provide guidance on how to fix them to ensure appropriate
coverage of risks to clients.  He will also address some arising coverage
issues for insurance policies used for construction projects.  Mr. Comiskey
is an insurance industry expert located in Houston, and the President of
RiskTech, Inc. and Senior Vice President for Brady, Chapman, Holland &
Associates, Inc.

As in the past, the CLE Presentation will be in a webinar format.  The login
instructions follow:

Click the following link:
https://cfjblaw.conferencinghub.com/Web/ScottPence

You will then need to choose "enter as guest" and type in your name and
e-mail address.  PLEASE NOTE: there is no audio through the website; you
still will need to call into the normal number to hear the audio.

To record your attendance, please use the following links:

Click here to record your attendance:
<https://docs.google.com/forms/d/1o7oaE5ifR9sDvekOrR6AP4XourkQsRmRbvMN06QB0e
U/viewform?c=0&w=1> Record Your Attendance

Click here to view attendees:
<https://docs.google.com/spreadsheets/d/1hR_PHi7d_-xyTXZNRn_3t3ClJxfwSOEy50V
PTXGgAwU/edit#gid=1277853905> View Attendees

Also, please find attached Michael Meyer's draft bill amending Section
713.24 to allow an irrevocable letter of credit as another means to transfer
a lien.  Please be prepared to provide any comments you may have.  After the
Committee discusses the draft bill, it will be circulated to the
Construction Law Committee for review and comment, and then to the Title
Insurance Committee for review and comment.

Thanks for everyone's participation and we look forward to the call on
Monday.

Regards,

Cary

Carlton Fields Jorden Burt, P.A.
Wm. Cary Wright
Attorney at Law

Board Certified in Construction Law

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4135 | Fax:  813.229.4133

mailto:cwright@cfjblaw.com cwright@cfjblaw.com |
http://www.cfjblaw.com/ www.CFJBLaw.com
http://www.cfjblaw.com/cwright/ bio |
http://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=270
vcard  |  http://www.linkedin.com/in/wcarywright LinkedIn

Confidential: This e-mail contains a communication protected by the
attorney-client privilege or constitutes work product.  If you do not expect
such a communication please delete this message without reading it or any
attachment and then notify the sender of this inadvertent delivery.

Hi Everyone I have another short article on Arbitration Updates to be sent for publication. The topic is Arbitration Rules Updates and Developments Affecting Cost of Construction Arbitrations. At the end there is a comment about sureties. Do I send this Article to Scott Pence for publication? Regards, Giselle Leonardo, Attorney and Civil Engineer Arbitrator*Construction*Energy*Engineering Board Certified Construction Attorney Giselle Leonardo P.A. One East Broward Blvd. Suite # 700 Ft. Lauderdale, Florida 33301 Ph: 954-728-9026 Fax: 954-252-2100 Email: gleonardo@earthlink.net From: liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Wright, Wm. Cary Sent: Thursday, January 22, 2015 5:40 PM To: liability_insurance@lists.flabarrpptl.org Cc: Andrew O'Malley; Charles Comiskey Subject: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Monthly Telephone Conference Scheduled for Monday, January 26, 2015, Beginning at NOON Everyone Attached are the following: (1) Agenda for the monthly call scheduled for Monday, January 26, 2015, beginning at Noon; (2) Minutes from our December 15, 2014 meeting; (3) PowerPoint slides for Monday's CLE Presentation, which will be presented by Charles E. Comiskey; (4) Mr. Comiskey's paper titled: "Insurance Gaps - In The Eye Of The Beholder"; and (5) Mr. Comiskey's C.V. The conference call information is: dial-in: 888-376-5050; Participant Code: 842 548 4201#; Moderator Code: 13137# (Moderator does not input the Participant Code). Charles E. Comiskey as graciously agreed to return this upcoming Monday as our CLE presenter to complete his presentation, titled "Insurance Gaps - In the Eyes of the Beholder." His presentation will cover selected indemnity and coverage issues and gaps and some recommendations for prohibited endorsements. This presentation will be of great benefit to transactional and litigation attorneys alike. It will cover a few of the more critical gaps in coverage and deficiencies in insurance policies and in real property contracts and will provide guidance on how to fix them to ensure appropriate coverage of risks to clients. He will also address some arising coverage issues for insurance policies used for construction projects. Mr. Comiskey is an insurance industry expert located in Houston, and the President of RiskTech, Inc. and Senior Vice President for Brady, Chapman, Holland & Associates, Inc. As in the past, the CLE Presentation will be in a webinar format. The login instructions follow: Click the following link: https://cfjblaw.conferencinghub.com/Web/ScottPence You will then need to choose "enter as guest" and type in your name and e-mail address. PLEASE NOTE: there is no audio through the website; you still will need to call into the normal number to hear the audio. To record your attendance, please use the following links: Click here to record your attendance: <https://docs.google.com/forms/d/1o7oaE5ifR9sDvekOrR6AP4XourkQsRmRbvMN06QB0e U/viewform?c=0&w=1> Record Your Attendance Click here to view attendees: <https://docs.google.com/spreadsheets/d/1hR_PHi7d_-xyTXZNRn_3t3ClJxfwSOEy50V PTXGgAwU/edit#gid=1277853905> View Attendees Also, please find attached Michael Meyer's draft bill amending Section 713.24 to allow an irrevocable letter of credit as another means to transfer a lien. Please be prepared to provide any comments you may have. After the Committee discusses the draft bill, it will be circulated to the Construction Law Committee for review and comment, and then to the Title Insurance Committee for review and comment. Thanks for everyone's participation and we look forward to the call on Monday. Regards, Cary Carlton Fields Jorden Burt, P.A. Wm. Cary Wright Attorney at Law Board Certified in Construction Law 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4135 | Fax: 813.229.4133 <mailto:cwright@cfjblaw.com> cwright@cfjblaw.com | <http://www.cfjblaw.com/> www.CFJBLaw.com <http://www.cfjblaw.com/cwright/> bio | <http://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=270> vcard | <http://www.linkedin.com/in/wcarywright> LinkedIn Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.
WW
Wright, Wm. Cary
Mon, Jan 26, 2015 9:21 PM

Yes.

Thanks,

Cary

On Jan 26, 2015, at 10:14 AM, "G Leonardo" <gleonardo@earthlink.netmailto:gleonardo@earthlink.net> wrote:

Hi Everyone

I have another short article on Arbitration Updates to be sent for publication.  The topic is Arbitration Rules Updates and Developments Affecting Cost of Construction Arbitrations. At the end there is a  comment about sureties.  Do I send this Article to Scott Pence for publication?

Regards,
Giselle Leonardo, Attorney and Civil Engineer
ArbitratorConstructionEnergy*Engineering
Board Certified Construction Attorney

Giselle Leonardo P.A.
One East Broward Blvd.
Suite # 700
Ft. Lauderdale, Florida 33301
Ph:  954-728-9026
Fax: 954-252-2100
Email: gleonardo@earthlink.netmailto:gleonardo@earthlink.net

From: liability_insurance-bounces@lists.flabarrpptl.orgmailto:liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Wright, Wm. Cary
Sent: Thursday, January 22, 2015 5:40 PM
To: liability_insurance@lists.flabarrpptl.orgmailto:liability_insurance@lists.flabarrpptl.org
Cc: Andrew O'Malley; Charles Comiskey
Subject: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Monthly Telephone Conference Scheduled for Monday, January 26, 2015, Beginning at NOON

Everyone

Attached are the following: (1) Agenda for the monthly call scheduled for Monday, January 26, 2015, beginning at Noon; (2) Minutes from our December 15, 2014 meeting; (3) PowerPoint slides for Monday’s CLE Presentation, which will be presented by Charles E. Comiskey; (4) Mr. Comiskey’s paper titled: “Insurance Gaps – In The Eye Of The Beholder”; and (5) Mr. Comiskey’s C.V.

The conference call information is: dial-in: 888-376-5050; Participant Code: 842 548 4201#; Moderator Code: 13137# (Moderator does not input the Participant Code).

Charles E. Comiskey as graciously agreed to return this upcoming Monday as our CLE presenter to complete his presentation, titled “Insurance Gaps – In the Eyes of the Beholder.”  His presentation will cover selected indemnity and coverage issues and gaps and some recommendations for prohibited endorsements.  This presentation will be of great benefit to transactional and litigation attorneys alike.  It will cover a few of the more critical gaps in coverage and deficiencies in insurance policies and in real property contracts and will provide guidance on how to fix them to ensure appropriate coverage of risks to clients.  He will also address some arising coverage issues for insurance policies used for construction projects.  Mr. Comiskey is an insurance industry expert located in Houston, and the President of RiskTech, Inc. and Senior Vice President for Brady, Chapman, Holland & Associates, Inc.

As in the past, the CLE Presentation will be in a webinar format.  The login instructions follow:

Click the following link:  https://cfjblaw.conferencinghub.com/Web/ScottPence
You will then need to choose “enter as guest” and type in your name and e-mail address.  PLEASE NOTE: there is no audio through the website; you still will need to call into the normal number to hear the audio.

To record your attendance, please use the following links:
Click here to record your attendance:  Record Your Attendancehttps://docs.google.com/forms/d/1o7oaE5ifR9sDvekOrR6AP4XourkQsRmRbvMN06QB0eU/viewform?c=0&w=1
Click here to view attendees:  View Attendeeshttps://docs.google.com/spreadsheets/d/1hR_PHi7d_-xyTXZNRn_3t3ClJxfwSOEy50VPTXGgAwU/edit#gid=1277853905

Also, please find attached Michael Meyer’s draft bill amending Section 713.24 to allow an irrevocable letter of credit as another means to transfer a lien.  Please be prepared to provide any comments you may have.  After the Committee discusses the draft bill, it will be circulated to the Construction Law Committee for review and comment, and then to the Title Insurance Committee for review and comment.

Thanks for everyone’s participation and we look forward to the call on Monday.

Regards,

Cary

<image001.png>
Wm. Cary Wright
Attorney at Law
Board Certified in Construction Law

4221 W. Boy Scout Blvd., Ste. 1000
Tampa, Florida  33607-5780
Direct:  813.229.4135 | Fax:  813.229.4133

cwright@cfjblaw.commailto:cwright@cfjblaw.com | www.CFJBLaw.comhttp://www.cfjblaw.com/
biohttp://www.cfjblaw.com/cwright/ | vcardhttp://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=270  | LinkedInhttp://www.linkedin.com/in/wcarywright

Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.

Yes. Thanks, Cary On Jan 26, 2015, at 10:14 AM, "G Leonardo" <gleonardo@earthlink.net<mailto:gleonardo@earthlink.net>> wrote: Hi Everyone I have another short article on Arbitration Updates to be sent for publication. The topic is Arbitration Rules Updates and Developments Affecting Cost of Construction Arbitrations. At the end there is a comment about sureties. Do I send this Article to Scott Pence for publication? Regards, Giselle Leonardo, Attorney and Civil Engineer Arbitrator*Construction*Energy*Engineering Board Certified Construction Attorney Giselle Leonardo P.A. One East Broward Blvd. Suite # 700 Ft. Lauderdale, Florida 33301 Ph: 954-728-9026 Fax: 954-252-2100 Email: gleonardo@earthlink.net<mailto:gleonardo@earthlink.net> From: liability_insurance-bounces@lists.flabarrpptl.org<mailto:liability_insurance-bounces@lists.flabarrpptl.org> [mailto:liability_insurance-bounces@lists.flabarrpptl.org] On Behalf Of Wright, Wm. Cary Sent: Thursday, January 22, 2015 5:40 PM To: liability_insurance@lists.flabarrpptl.org<mailto:liability_insurance@lists.flabarrpptl.org> Cc: Andrew O'Malley; Charles Comiskey Subject: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Monthly Telephone Conference Scheduled for Monday, January 26, 2015, Beginning at NOON Everyone Attached are the following: (1) Agenda for the monthly call scheduled for Monday, January 26, 2015, beginning at Noon; (2) Minutes from our December 15, 2014 meeting; (3) PowerPoint slides for Monday’s CLE Presentation, which will be presented by Charles E. Comiskey; (4) Mr. Comiskey’s paper titled: “Insurance Gaps – In The Eye Of The Beholder”; and (5) Mr. Comiskey’s C.V. The conference call information is: dial-in: 888-376-5050; Participant Code: 842 548 4201#; Moderator Code: 13137# (Moderator does not input the Participant Code). Charles E. Comiskey as graciously agreed to return this upcoming Monday as our CLE presenter to complete his presentation, titled “Insurance Gaps – In the Eyes of the Beholder.” His presentation will cover selected indemnity and coverage issues and gaps and some recommendations for prohibited endorsements. This presentation will be of great benefit to transactional and litigation attorneys alike. It will cover a few of the more critical gaps in coverage and deficiencies in insurance policies and in real property contracts and will provide guidance on how to fix them to ensure appropriate coverage of risks to clients. He will also address some arising coverage issues for insurance policies used for construction projects. Mr. Comiskey is an insurance industry expert located in Houston, and the President of RiskTech, Inc. and Senior Vice President for Brady, Chapman, Holland & Associates, Inc. As in the past, the CLE Presentation will be in a webinar format. The login instructions follow: Click the following link: https://cfjblaw.conferencinghub.com/Web/ScottPence You will then need to choose “enter as guest” and type in your name and e-mail address. PLEASE NOTE: there is no audio through the website; you still will need to call into the normal number to hear the audio. To record your attendance, please use the following links: Click here to record your attendance: Record Your Attendance<https://docs.google.com/forms/d/1o7oaE5ifR9sDvekOrR6AP4XourkQsRmRbvMN06QB0eU/viewform?c=0&w=1> Click here to view attendees: View Attendees<https://docs.google.com/spreadsheets/d/1hR_PHi7d_-xyTXZNRn_3t3ClJxfwSOEy50VPTXGgAwU/edit#gid=1277853905> Also, please find attached Michael Meyer’s draft bill amending Section 713.24 to allow an irrevocable letter of credit as another means to transfer a lien. Please be prepared to provide any comments you may have. After the Committee discusses the draft bill, it will be circulated to the Construction Law Committee for review and comment, and then to the Title Insurance Committee for review and comment. Thanks for everyone’s participation and we look forward to the call on Monday. Regards, Cary <image001.png> Wm. Cary Wright Attorney at Law Board Certified in Construction Law 4221 W. Boy Scout Blvd., Ste. 1000 Tampa, Florida 33607-5780 Direct: 813.229.4135 | Fax: 813.229.4133 cwright@cfjblaw.com<mailto:cwright@cfjblaw.com> | www.CFJBLaw.com<http://www.cfjblaw.com/> bio<http://www.cfjblaw.com/cwright/> | vcard<http://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=270> | LinkedIn<http://www.linkedin.com/in/wcarywright> Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product. If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender of this inadvertent delivery.